If you want to lower your car insurance premiums, there are several simple steps you can take. Most importantly, you need to be careful about how you drive and the coverage you opt for. Here are three tips from TD Insurance in lowering your premiums:

• Maintain a clean driving record: By keeping a clean driving record, you can achieve savings. Make sure you are taking the proper precautions to avoid accidents or convictions. Also, pay attention to speed limits. Speeding and moving violations can increase your insurance rates, so always keep safety as your primary consideration.
• Choose your vehicle wisely: In addition to prioritizing safety, be sure to make the right decision when buying a vehicle. There are certain steps you want to take, which include getting an online quote from your insurance company before you buy a car, knowing your car's rating, understanding which cars are attractive to thieves and taking the appropriate measures to protect your car against theft. 
• Think about how you use your vehicle: There are several factors which can affect your insurance premiums. How much you drive and how you use your car can impact your insurance rates. To keep your rates low, try to take public transit as much as possible and keep your mileage to a minimum.

For the best auto insurance in New Brunswick, contact Fundy Mutual. We have been serving the region for over 70 years and are committed to providing you with the best policies for your needs. Contact us today for an affordable homeowners insurance quote.