In a December 2013 post for the Insurance Bureau of Canada, Maria Miceli offers helpful tips for young, first-time drivers seeking insurance. Micelli emphasizes the importance of safety and also offers additional tips:

• Consider increasing your deductible: By increasing your deductible – the amount you pay in the event of an insurance claim – you can reduce your premiums. Just be sure you can still afford the amount you raised it to. 
• Attend driving school: Micelli explains that some insurers will offer discounts if you have attended driving school. Make sure that you have completed a certified driver's education course through your Ministry of Transportation.
• Prioritize safety: In general, the more safety features your vehicle has, the lower your premium. Micelli affirms this, saying: "A car with approved safety features like anti-lock brakes, air bags, a tracking system or car alarm is less likely to be stolen or involved in a collision – this means a lower premium."
• Find out if you can be added to your parents' auto insurance policy: If you're a young driver and you don't drive that often, it's worth checking out whether you can be added to your parents' auto insurance policy as an occasional driver. You'll pay less this way than as the principal driver on a separate plan. In addition, Micelli advises that, even if you are buying your own car, it's still a good idea to get a quote from your parents' insurer. Discounts are sometimes available for having more than one car on the same policy.

If you are looking for the best auto insurance in New Brunswick, contact Fundy Mutual. We'll provide you with an affordable car insurance quote, and we also offer a range of discounts.