The New Year is the perfect time to review your homeowners insurance policy and take a few simple steps to make sure your home is in tip-top shape from a safety perspective. As you start to put away your holiday decorations and prepare for the New Year, take some time to follow this checklist to make sure you are ready for the year to come.

Weather-seal windows and doors

Keeping your home cozy during the winter can be costly. Taking the time to seal gaps in windows and doors will help keep the warm air in and the cold air out saving lots of money on heating bills.

Clean gutters

Make sure your gutters are free of debris like leaves and branches. Blocked gutters will not be able to drain properly, leading to ice build-up and possible leakage into your home.

Test alarms

The holidays are a perfect time to test smoke and CO2 alarms. These detectors should be tested frequently throughout the year and batteries changed regularly. Smoke and carbon dioxide alarms should be tested frequently throughout the year and have their batteries changed regularly.

Review your insurance policy

Take some time out as you draft New Years' resolutions to review your insurance policy and update your home inventory. If your home has increased in value or you received some expensive gifts for the holidays, these should be factored in to policy you have and insured.

The insurance brokers at Fundy Mutual would be happy to take some time to review your home insurance policy and make sure you're getting the best possible rates. Contact us today to find out more, and have a very merry New Year.