Homeowners know that rapidly melting snow can lead to leaking in basements – and even flooding. But the risk doesn't go away when snow levels are low, either.

In fact, there are some scenarios in which a complete lack of snow can still lead to basement leaks.

Here's how: Snow is a surprisingly good insulator, and can actually reduce the amount of ground that gets frozen during the coldest months. Absent snow, however, that freezing spreads, and any additional water will be forced to either stay on the surface or penetrate cracks in your foundation. 

So, if you're worried about keeping your basement dry this winter, here are some tips to consider:

• Maintain your gutter system. Your gutters should collect rainwater and transport it to a spot a few feet away from the edge of your home. However, if your gutter gets clogged with leaves and other debris, it may overflow, resulting in excess water landing right next to your foundation. Make sure to check this system in late fall.
• Keep large trees away. Large trees with aggressive root systems can actually crack your foundation if they are too close to your home. Keep this in mind when planting them. 
• Repair visible cracks. If you see any cracks forming in your basement, fill them with concrete so the problem doesn't get worse. You may also want to try water-proofing paint for additional protection against moisture.

Looking for a good deal on your home insurance rate? Give Fundy Mutual a call today. Our experts are always here to answer your questions.