How to protect against windshield repair fraud

July 13th, 2015 by admin

There's a scam for everything these days. If you've suffered damage to your car's windshield, don't let yourself fall victim to more financial stress. To defend yourself from auto glass repair/replacement fraud, you need to familiarize yourself with the popular scam attempts.Here are some signs you should take your business elsewhere:

  • The repair person tries very hard to convince you that your windshield needs to be replaced rather than simply repaired.
  • A random non-credentialed person approaches you in locations other than an auto body shop, like a parking lot or a gas station, and tells you that they're able to fix the damage for you.
  • The shop charges your insurer directly for multiple windshield repairs/replacements without your knowledge.

These types of fraud can harm you in several ways:

  • If your windshield is replaced with weak glass, you may have inhibited vision and the windshield could pop out, causing injury or a crash.
  • Raise your monthly premiums.
  • Having an unnecessary claim can potentially raise your insurance rates.
  • Result in the loss of your policy for making false claims.

There are many precautions you can take to prevent possible victimization from fraud. Here are some things you can try out:

  • Don't accept unsolicited offers from strangers who offer to fix your car.
  • Always research repair shops before selecting one – ask your family, friends, neighbors or insurance company for recommendations.
  • Make sure to review your invoice in-depth before paying.
  • Promptly follow up with your insurer to ensure that additional claims weren't filed.

Be sure that you're protected against financial harm with the most reliable car repair insurance in Hampton and its surrounding regions. Contact Fundy Mutual today to connect with a friendly New Brunswick company that cares about your well being, not just your wallet.