Car models with high safety ratings tend to have less expensive insurance rates.

The 6 most insurance-friendly cars

June 29th, 2016 by

Car models with high safety ratings tend to have less expensive insurance rates.

Purchasing a new or used vehicle is an exciting experience. Your favorite ride will take you on summer holidays, get your kids to school or just give you a means of getting from Point A to Point B. Whether it is your first car or the one you'll drive through your retirement years, you should be able to enjoy it worry free. One way to take some of the stress out of owning a vehicle is to purchase auto insurance.  This will protect your car in the event that something happens to it, such as accidents, damage caused by natural disaster.

However, insurance rates can sometimes be costly. By selecting certain vehicles, policyholders can lower their rates. Take a look at some of the most insurance-friendly cars, ranked in no particular order:

1. Chrysler Town & Country LX 
The Town & Country is the epitome of the American-made, four-door van. It manages to balance safety and convenience beautifully. The Chrysler name lets owners know that they are getting more than just a mini-van – they are getting luxury. Insurance companies love this vehicle for its four-star safety rating. 

2. Honda Odyssey 
Few vehicles will take you on a journey quite like the Odyssey. Honda reinvented the mini-van with this model, which features a sleek body design and a stylish interior. It also comes with front, side and overhead airbags to keep passengers safe. Yet, it is the anti-whiplash headrests that make the Honda Odyssey an insurance company's dream. 

3. Kia Sportage 
Drivers who love the outdoors and do not shy away from adventure might consider the Kia Sportage. This revamped SUV has a wider body and sits a little lower to the ground for more stability on those off-road excursions. The Sportage is an impressive vehicle. The National Highway and Traffic Safety Administration gave the car its highest safety rating on crash tests and a four-star rating on the rollover test. With safety grades like that, it is no wonder the Kia Sportage is easy and inexpensive to insure. 

4. Dodge Journey 
The Dodge Journey is the perfect car for couples looking to find a compromise between a truck and a SUV. The elongated body means that there is more room inside for extra equipment or a few additional friends. The Journey has front and side airbags, a rear-view camera and electronic stability control. All these features earned the vehicle a four-star safety rating, and that bodes well for policyholders. 

5. Chevrolet Silverado 1500 
This vehicle earned its place as the only truck on this list. The body of the Chevy Silverado 1500 is built for work. Its box-like shape helps distribute the weight and gives the truck better stability. Moreover, the Chevy Silverado also has features like a rollover protection system, night vision and front, side, read and ceiling airbags. Much like the Kia Sportage, the NHTSA awarded this truck with a 5-star crash test safety rating and a four-star rollover rating according to the NHTSA.

6. Ford Escape 
Developers are constantly improving vehicles, and the Ford Escape is absolutely proof of their efforts. Over time, its body has changed from a square shape to a sleeker and more rounded design. This SUV is great for driving off-road or sticking to the rough-and-tumble of the city streets. The Ford Escape is built with front and side airbags, stability and traction control, child seat anchors and an engine immobilizer. All of these earned the vehicle a four-star rating from the NHTSA. 

Visit Fundy Mutual Insurance today to learn more about auto insurance and to get a quote on your vehicle's rates.