Road trips don't only involve singing in the breeze.

Vacationing may put your car and home in harm’s way

June 9th, 2015 by admin

Road trips don't only involve singing in the breeze.

After a brutal winter, many are eager to cure their cabin fever and break out into the sun for a nice vacation. But before you hop in the car for your road trip and leave your home for an extended period of time, you should consider the potential harm your belongings could suffer and be confident that they are protected.

First, you will need to make sure you have the best possible protection for your vehicle. With more people on the road enjoying the breeze, the risk of car collisions is greater due to the many distractions that can impede drivers' attention. The Virginia Tech Transportation Institute claimed that approximately 80 percent of collisions and about 65 percent of near-collisions were caused by or involved a lack of attention from the driver.

Another contingency involved with embarking on your trip is that you will want to make sure your home is insured for the replacement costs of any unforeseeable damages or destruction. Homeowners insurance will be a significant help to you and your family in the event of damages such as vandalism or the destruction of your home that may occur in your absence. With the harsh winter conditions of 2014-15, your home has likely suffered some considerable wear-and-tear. It would be a good idea for you to double-check your coverage while you plan your vacation. It is also smart to take inventory of what you are leaving and bringing along for the trip so if you suffer theft, it will be easier for you to quickly process your claim.

Make sure that you're covered for a great price however far you travel away from your home for your much-needed break. Fundy Mutual offers some of the most affordable and consistent auto and home insurance quotes that New Brunswick has to offer.