Your wedding should be the happiest day of your life, but let's face it: Planning a matrimonial ceremony can be stressful. Between securing the venue, inviting guests and arranging for entertainment and refreshments, a lot can go wrong and make your special day difficult.

Getting married will obviously have a big impact on your life, but it can also have an impact on your insurance. The following is a guide to how marriage and insurance interact:

Your wedding day may be insurable
While you can't control or predict the future, many insurance providers offer wedding day insurance. While your venue or vendor may carry their own insurance policies related to damage to the facilities, a wedding insurance policy could cover:

• Weather conditions
• Vendor no-show
• Sickness or severe injury
• Aspects of the wedding itself, like cakes or transportation

Much of what will determine if your wedding is eligible to be insured will involve the event's location and cost. The presence of alcohol may also have an impact on whether or not it can be insured as well.

Wedding rings
A wedding ring can be a beautiful symbol of love and devotion – as well as a significant investment. As with everything of value that you own, insurance will help protect you against damage or loss of your new jewelry. The value of the ring may require you to raise the coverage limits on your home insurance policy.

Wedding presents
As with wedding rings, wedding presents add to the value of the things you own. Updating your home inventory and personal property coverage to reflect your new appliances or fine china will mean that, in the event of a disaster, you can recoup the appropriate value. 

To find out more about how impending nuptials may impact homeowners insurance, call Fundy Mutual today.