Have your electric panel or fuse box inspected regularly to prevent damages and hazards.

Your electrical panel might pose serious risks

June 12th, 2015 by admin

Have your electric panel or fuse box inspected regularly to prevent damages and hazards.

Electric panels are the lifeblood of the home, especially in the modern technological age. They run the lights, television, internet, refrigerator and sometimes even the water pump. Now more than ever, you need your panel to be well-functioning in order to keep your home functioning properly and your family warm and happy.

There are two major brands of panels that are likely to harbor manufacturing or design flaws that can put you at risk. Consequently, they are largely ineligible for coverage under your home insurance policy. If you have either the Federal Pacific Electric panels or one of the Zinsco panels, you may want to consider changing them out so you can be protected. Additionally, if your panel is over 40 years old, it could be a concern for power surges and short circuits.

Signs you may need to update your panel:

  • Major appliance(s) not working
  • Flickering lights
  • Power loss or fluctuations
  • Inner-damage to television
  • Rust inside the panel
  • Evidence of water seepage through service cables

If these sound familiar to you, contact a licensed electrical contractor near you to inspect it. If you leave the problem unattended, your home would be made vulnerable to severe fire hazards and damage to appliances and electronics. Most often, older panels cannot handle the amount of power usage today. Homes built during or before the 1970s are usually equipped with only a 60-amp electrical service compared to modern homes' minimum of 150 amps.

Homeowners insurance policies usually only cover for "sudden and accidental" damage. If it is an ongoing problem, your panel box might not be covered. However, if the latest storm caused any damages, you should be alright.

If you're in the Ontario or New Brunswick regions and looking for home insurance or your current provider isn't meeting your needs, contact Fundy Mutual today.